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Job Analysis:
The AVP - Secured Card Product Manager at Citi is fundamentally tasked with overseeing the performance and operational management of the Secured Card product, ensuring it meets the company's objectives and client needs while adhering to risk and control frameworks. The role requires a deep understanding of customer engagement across the entire product lifecycle—from acquisition to graduation—indicating that the candidate will need to effectively interact with customers and various teams, including marketing, credit operations, and analytics, to create seamless experiences. This position is pivotal in managing the product's financial performance, which involves analyzing forecasting and tracking metrics to meet P&L responsibilities. Candidates can expect to tackle challenges such as identifying market trends, addressing customer needs, and ensuring operational efficiency. Success will look like maintaining a robust Secured Card product that not only meets business goals but also enriches customer experiences, making the role integral to Citi's mission of responsible financial service delivery and client trust enhancement.
Company Analysis:
Citi operates as a leading global bank with a substantial market presence, positioning itself as both a trusted partner and a powerful player in the financial services sector. Its broad reach—serving millions of customers—coupled with its long history provides a solid foundation for stability and growth. In terms of company culture, Citi emphasizes diversity, inclusion, and ethical standards, indicating a work environment that values respect, merit, and community impact. A candidate in the AVP position can expect to engage in a dynamic, potentially fast-paced environment where innovation and cross-functional collaboration are critical. The role itself is positioned within the larger Branded Cards Product Management framework, illustrating the collaborative nature of the operations and providing significant visibility to senior leadership. Aligned with the company’s strategic goals, this role is focused on enhancing financial inclusion and leveraging customer insights to drive product success, illustrating a broader commitment to both market responsiveness and ethical finance.