Credit Risk Specialist
EXLHighlight
Summary
About the Role
About You
- Bachelor's degree in Business, Finance, Statistics, Mathematics, Engineering, or related field; Master’s preferred.
- 7+ years of experience in credit risk strategy, credit analytics, or risk management within consulting, banking, or financial services.
- Strong expertise in consumer lending products and credit lifecycle strategies.
- Proficiency in SAS, SQL, Python.
- Solid background in data modeling, segmentation, regression, and statistical techniques for risk decisioning.
- Experience leveraging alternative data and innovative analytical approaches in credit strategy development.
- Proven experience in managing client accounts with a track record of delivering measurable impact.
- Business development mindset with experience in proposal writing, solutioning, or contributing to revenue growth initiatives.
Benefits
- Exciting, fast-paced, and innovative work environment.
- Opportunities for personal and professional growth through training and mentoring programs.
- Potential for bonuses and a Paid Time Off policy.
Choosing a digital partner is about more than capabilities — it’s about collaboration and character. Unrealistic overhauls and off-the-shelf products ignore what matters most — your unique needs, culture, goals, and your legacy data and technology environments. At EXL, our collaboration is built on ongoing listening and learning to adapt our methodologies. We’re your business evolution partner—tailoring solutions that make the most of data to make better business decisions and drive more intelligence into your increasingly digital operations. Whether your goals are scaling the use of AI and digital, redesign operating models, or driving better and faster decisions, we’re here to partner with you to help you gain—and maintain—competitive advantage with efficient, sustainable models at scale. Our expertise in transformation, data science, and change management helps make your business more efficient and effective, improve customer relationships and enhance revenue growth. Instead of focusing on multi-year, resource- and time-intensive platform designs or migrations, we look deeper at your entire value chain to integrate strategies with impact. We use our specialization in analytics, digital interventions, and operations management—alongside deep industry expertise — to deliver solutions that help you outperform the competition. At EXL, it’s all about outcomes—your outcomes—and delivering success on your terms. Share your goals with us and together, we’ll optimize how you leverage data to drive your business forward. For more information, visit www.exlservice.com.