Okay, I've searched for Director of Risk Management roles in New York within the financial services industry, requiring an advanced degree, with a salary range of $130,000 to$205,000, and offering hybrid work options. I have found 23 positions that match your criteria.

Sure. Here's the analysis:

Job Analysis:

The Director of Risk Management role at American Express is fundamentally aimed at establishing a robust credit risk governance framework in alignment with the company's enduring legacy of innovation and customer support. The incumbent will be responsible for maintaining and enforcing credit risk management policies, ensuring compliance with regulatory requirements, and enhancing reporting capabilities to effectively identify and mitigate potential risks. This multifaceted position requires not just technical proficiency in risk and financial management but also exceptional analytical, communication, and project management skills, as the candidate will routinely collaborate with diverse stakeholders across the organization. Anticipating and navigating regulatory challenges and complex credit findings, while ensuring adherence to internal standards and policy guidelines, will be paramount. Success in this role looks like developing a new team that can streamline governance processes, optimize risk assessment reporting, and enhance the enterprise's overall credit risk posture, ideally resulting in a more agile and informed decision-making process within a 6-12 month timeframe.

Company Analysis:

American Express operates in the financial services industry, particularly as a leading global payments company with a rich history of over 175 years. Their market position as a trustworthy financial partner not only enhances their brand reputation but also gives this role a strategic edge, positioning it at the forefront of risk governance and compliance efforts. The company emphasizes strong values around backing customers, communities, and colleagues, indicating a culture that is innovative, collaborative, and focused on holistic well-being. The Director of Risk Management role will likely be embedded within a larger team dedicated to risk oversight, providing significant visibility to senior leadership. This can foster impactful relationships and influence across various organization levels, as decisions made in credit risk management directly affect operational integrity and customer confidence. Furthermore, American Express is clearly invested in its employees’ professional growth and career development—this focus is essential for anyone wanting to thrive in an evolving role where adaptability and proactive engagement are needed.

Absolutely. Here are some mock interview questions that could come up:

• Tell me about a time when you had to implement a new governance framework. What were the challenges, and how did you address them?
• Can you describe a situation where you utilized your analytical skills to improve a reporting process?
• Give an example of how you managed a complex project that involved multiple stakeholders. What strategies did you use for communication and alignment?
• How do you stay updated on regulatory changes that could impact credit risk management? Can you share a specific instance where this knowledge was applied effectively?
• How would you approach developing a new Credit Risk Management Policy from scratch?
• Describe your experience with data analysis tools. Which have you used most effectively in past roles?
• In this role, how would you conduct a Quarterly Aggregate Credit Risk Assessment Report? What key metrics would you focus on?
• Imagine you are faced with a situation where a significant discrepancy is reported in credit risk metrics. How would you handle it?
• If you identify a trend in customer risk behavior that could escalate into a larger issue, how would you communicate this to senior management?
• Why are you interested in working at American Express specifically, and what about our mission resonates with you?
• How does your approach to risk management align with our focus on customer support and community backing?
• What questions do you have about the team you would be working with or how this role fits into the broader organizational goals?
• Could you tell me more about how your past experiences have prepared you to lead a newly formed team in a risk governance context?