FVP, Commercial Underwriter
$150k/y-$175k/y
2 days ago
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OnsiteFull-timeSenior
Summary
Axos Bank is seeking a First Vice President (FVP), Commercial Underwriter to join their team in San Diego, CA. The role involves leading the underwriting and risk assessment process for complex commercial lending transactions.
About the Role
As the FVP, Commercial Underwriter, you will be responsible for leading the underwriting of large and complex commercial loans, analyzing borrower financials, ensuring compliance with internal credit policies, and mentoring junior underwriters. You will work closely with Relationship Managers and Credit Officers to evaluate creditworthiness and structure loan packages while managing portfolio risk.
About You
Required:
- Bachelor’s degree in Finance, Accounting, Economics, or related field.
- Minimum 10 years of experience in commercial credit underwriting, including large/complex loan structures.
- Deep knowledge of financial statement analysis, loan structuring, collateral evaluation, and cash flow modeling.
- Strong understanding of regulatory guidelines (OCC, FDIC, Basel III) and internal risk-rating systems.
- Proven ability to communicate complex credit decisions clearly and persuasively to senior leadership.
- Excellent analytical, organizational, and leadership skills.
Preferred:
- MBA or advanced degree.
- Experience with portfolio management and risk monitoring tools.
- High proficiency in credit software platforms and Microsoft Office Suite (especially Excel and PowerPoint).
Benefits
- Medical, Dental, Vision, and Life Insurance.
- Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year).
- HSA or FSA account and other voluntary benefits.
- 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan.
- Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading.
- Eligible for an Annual Discretionary Cash Bonus Target: 17.5%.
Axos Bank
About Axos Born digital in 2000, Axos Bank (NYSE: AX) is a financial institution that believes money should work smarter for individuals, businesses, and institutions. We don't see boundaries between banking, investing, clearing, or custody—we see opportunities to connect, to unify, to reimagine what's possible. Because clients don't need multiple providers, they need Axos. One firm. Many ways forward. Banking Evolved. Member FDIC | View disclosures at axosbank.com Want to shape the future of financial services with us? Explore our open roles here: https://www.axosbank.com/careers
San Diego, CA