Okay, I've searched for Senior AML/CFT Analyst positions in Farmington Hills, MI, requiring a minimum of 3 years of experience in financial institutions and full-time roles that offer benefits like 401(k) and vision insurance. I have found 12 positions for you.

Sure. Here's the analysis:

Job Analysis:

The Senior AML/CFT Analyst position at First Merchants Corporation is fundamentally centered on safeguarding the organization by ensuring compliance with anti-money laundering (AML) and counter-terrorist financing (CFT) regulations. This role requires a proactive engagement with customer monitoring, complex investigations, and the preparation of Suspicious Activity Reports (SARs), which are critical for preventing financial crimes and navigating legal frameworks. The responsibilities imply a high level of analytical thinking, attention to detail, and the necessity for sound judgment amid regulations that can be ambiguous or rapidly changing. Success in this role will not only be measured by compliance metrics but also by the candidate's ability to foresee and mitigate potential risks, training and mentoring junior analysts, and their overall contribution to fostering a robust compliance culture within the bank. Performance expectations may include timely and accurate reporting, quality of investigations, and effective collaboration with team members and other departments to enhance the AML/CFT program. Ultimately, the role plays a crucial part in protecting both the institution and its customers, making it an indispensable position within First Merchants.

Company Analysis:

First Merchants Corporation, as the largest financial services holding company in Central Indiana, operates in a competitive landscape, poised to deliver a comprehensive suite of financial services. Its commitment to strong local relationships and a tailored customer approach aligns well with the expectations of the Senior AML/CFT Analyst role, creating a culture that values integrity and compliance. The emphasis on local decision-making and expeditious service suggests an environment that prizes efficiency and responsiveness, critical in a compliance context where rapid action may be required in response to potential threats. Company culture appears to advocate for inclusivity and diversity, enhancing teamwork and a sense of belonging—key when collaborating across departments to enforce compliance protocols. In terms of strategic alignment, the Senior AML/CFT Analyst role will be vital to the company’s mission of enhancing financial wellness, as well as ensuring that the organization remains compliant with regulations that protect customers and foster community trust. By addressing AML/CFT issues, this role serves not only risk management but also contributes to long-term strategic goals, reinforcing First Merchants' reputation as a trusted and knowledgeable financial institution.

Absolutely. Here are some mock interview questions that could come up:

• Tell me about a time when you had to navigate a complex regulatory issue in your previous role.
• Can you describe an experience where you identified a suspicious activity and the steps you took to investigate it?
• Share an instance where you mentored or trained a colleague in compliance-related topics. What was the outcome?
• How do you prioritize your workload when faced with multiple compliance investigations?
• How would you approach performing enhanced due diligence on a high-risk customer?
• What methods do you utilize to stay current with changes in AML/CFT regulations?
• Explain your process for analyzing transaction monitoring alerts. What do you look for when reviewing these alerts?
• Imagine you receive an alert for a transaction that could potentially indicate money laundering, but the information is inconclusive. How would you proceed?
• If a team member disagrees with your assessment of a suspicious transaction, how would you handle the situation?
• Why are you interested in working at First Merchants Corporation specifically?
• How do the values of First Merchants align with your professional ethos?
• What attracted you to the AML/CFT Analyst role, and how does it fit into your career aspirations?
• What is one question you have about the current AML/CFT initiatives at First Merchants?