Okay, I've searched for full-time Trust Compliance Specialist roles in Lexington, KY, requiring 4+ years of banking experience, proficiency in MS Office, and with medical insurance benefits. I have found 23 positions for you.

Sure. Here's the analysis:

Job Analysis:

The Trust Compliance Specialist role is fundamentally designed to ensure that the Trust Department within the bank remains fully compliant with all relevant regulatory requirements and internal policies. This position acts as a critical liaison between the Trust Department, bank management, internal and external auditors, and regulatory examiners, coordinating compliance duties and audit processes to maintain the bank’s regulatory standing. The role demands a blend of meticulous organizational skills, the ability to handle confidential information discreetly, and a strong grasp of trust accounting systems and regulatory frameworks. The emphasis on coordination with IT, building management, and various internal teams illustrates the cross-functional nature of the job — this specialist must facilitate seamless communication across departments to ensure timely and accurate compliance. The candidate must be adept at data analysis and problem-solving to interpret audit findings, track complex asset information, and maintain rolling compliance schedules and documentation. Success in this role looks like flawless exam and audit preparation, proactive identification of regulatory changes, and dependable support to the Compliance Officer and Trust Operations managers, leading to an unblemished regulatory record and operational continuity in their absence. The requirement of banking experience, particularly with trust and compliance, underlines the necessity of a candidate who is already familiar with the unique compliance pressures of trust services and their associated fiduciary responsibilities. Beyond technical skills, success heavily leans on integrity, communication skills, and a detailed-oriented approach to managing information and processes.

Company Analysis:

Central Bank is a well-established community bank deeply embedded in its local Kentucky markets with a comprehensive service platform spanning banking, wealth management, and insurance. Its positioning as a large community bank with a growing footprint suggests stability coupled with gradual growth, likely reflecting a balance of traditional banking values and modest innovation. The company culture, highlighted by its reputation as one of the Best Places to Work in Kentucky and its active community involvement, likely favors employees who are collaborative, customer-oriented, and committed to upholding trust and local relationships. For a Trust Compliance Specialist, this means the role isn’t just about ticking compliance boxes but about contributing to a culture of trust and service excellence. Working in a state-regulated banking environment with extended customer service hours also implies a pace that requires reliability and responsiveness, possibly navigating regulatory deadlines tightly tied to ongoing business operations. The role sits within the broader Trust Department but interfaces with key stakeholders across IT, corporate governance, and risk management teams, reflecting a hybrid individual contributor and cross-functional coordination capacity. This suggests moderate visibility into senior leadership through compliance reporting and committee participation. Strategically, the role supports the bank’s compliance infrastructure foundational to risk management, growth, and reputation, making it a crucial hire to safeguard the bank’s integrity amid evolving regulatory landscapes and expansions in trust-related assets and services. The candidate who thrives here will align with Central Bank’s mission of dedicated customer service while maintaining rigorous compliance standards that underpin the bank’s community trust and reputation.

Absolutely. Here are some mock interview questions that could come up:

• Behavioral: Tell me about a time when you had to coordinate multiple departments to prepare for a regulatory audit. How did you manage deadlines and communication?
• Behavioral: Describe a situation where you identified an error or compliance gap in trust operations. What steps did you take to resolve it?
• Behavioral: How have you handled confidential or sensitive information in past roles to ensure regulatory compliance?
• Behavioral: Can you share an experience where you had to adapt to a new regulatory change quickly? What was your approach to managing that transition?
• Technical: How would you approach organizing and tracking hard-to-value assets within trust accounts to ensure accurate reporting and compliance?
• Technical: What specific features or functionalities of Trust Accounting Systems do you find most critical for maintaining compliance and why?
• Technical: Walk me through your process for monitoring and coordinating monthly Reg. 9 account reviews and preparing exception reports for committees.
• Technical: How do you stay current with new industry regulations and ensure your department's policies are updated accordingly?
• Situational: Imagine you receive conflicting requests from the internal audit team and the Compliance Officer during an exam preparation. How would you handle and prioritize these requests?
• Situational: You discover that critical documentation for an audit is incomplete three days before an external examination. What immediate actions would you take?
• Situational: Suppose a vendor contract supporting trust operations is expiring soon but the Enterprise Risk Management team is concerned about the vendor’s compliance risk. How would you address this?
• Company Fit/Motivation: What about Central Bank’s community-based approach and service culture appeals to you as a Trust Compliance Specialist?
• Company Fit/Motivation: How do your professional values around compliance and confidentiality align with the role expectations at Central Bank?
• Company Fit/Motivation: Given our growth and expansion plans in the region, how do you see yourself contributing to our long-term compliance strategy?
• Candidate Questions: Could you describe how the Trust Department interacts with other parts of the bank, such as risk management and IT, on a day-to-day basis?
• Candidate Questions: What are the biggest regulatory challenges Central Bank anticipates in the next 2–3 years, and how will this role support addressing them?
• Candidate Questions: How does Central Bank support ongoing professional development and regulatory training for compliance staff?